 Home Ownership Education and CounselingHomeownership benefits family life, children's lives, and the community. Our counselors can help you understand your options and plan for the future in order to reach your goals. Alliance is a HUD approved agency. We offer counseling and assistance to homeowners and home buyers. For homeowners, we offer services to help you identify your options and avoid foreclosure. We also offer home buyer programs, including pre-purchase classes required by many lending programs. Personal, customized counseling, post-purchase support, and reverse mortgage counseling are all available to you as well. We will help you to get the most of your homeownership experience! To speak with a counselor about mortgage delinquency, call ASAP 1-866-303-3328. Alliance has pre-purchase classes available contact us to reserve your place today!
The cost of the course is free, but participants are expected to pay $25 for the course book.
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"Just Right!" You’ve been looking at houses for months and months, and you have finally found it--the house that’s just right. Now, you’re anxious to buy your new home, move in, and get settled. But you still have an important task ahead of you--getting a mortgage loan.
This article explains about dealing with mortgage lenders. It tells you where to look, what to look for, and what takes place when you apply for a mortgage. Knowing what to expect, especially if you are a first-time homebuyer, may make it easier for you to get through the process. |
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Looking for the Best Mortgage? Shopping around for a home loan ormortgage will help you to get the best financing deal. Amortgage--whether it’s a home purchase, a refinancing, or a home equityloan--is a product, just like a car, so the price and terms may benegotiable. You’ll want to compare all the costs involved in obtaininga mortgage. Shopping, comparing, and negotiating may save you thousandsof dollars.
This information was developed and published by the Federal Trade Commission. |
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Should you refinance your home mortgage? That's a question manyhomeowners are asking, given the mortgage rates that are currentlyavailable.
But, how do you decide if refinancing makes sense in your particularcase? The answer depends on many factors, including your tax bracket,the length of time you plan to stay in your home, and the additionalcosts and charges you must pay for the refinancing. |
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One solution to overburdensome debt payments is debt consolidation.Using a credit line to borrow against the equity in your home hasbecome a popular source of credit for accomplishing this. Many lendersare offering these home equity credit lines in a variety of ways.
This article presents issues for your consideration before taking this big step. |
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This article provides tips on shopping for credit cards, using cards carefully, andkeeping your credit record clean. Also explains credit reports andcredit scores, how to protect your identity, improve your creditrecord, and what to do if you are a victim of identity theft. Agood source of information for people learning about credit.
This information was developed and published by the Federal Trade Commission. |
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This article examines the importance of a good credit rating, accurate
credit reports, discrimination, debt collection rules, and credit
problems. It provides suggested actions for various situations, and how to get credit reports.
This information was developed and published by the Federal Trade Commission.
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The definition of credit, the aspects lenders consider before extendingcredit, 10 steps for building credit and rebuilding credit. |
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