Debt Counseling and Solutions Debt issues can arise unexpectedly and from numerous causes, such as job loss, illness, accident, divorce, natural disaster, and so on. The stresses can seem overwhelming. Our counselors can help you find solutions to keep you from sinking deeper and to get your feet back on solid ground. You can learn about the many options for dealing with debt by calling 888-995-7856 for a free consultation. You can also complete our online Financial Review and a counselor will examine the information and contact you.
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There are usually multiple different solutions to any of the various difficulties that one may encounter. Knowing what the options are, the advantages and disadvantages of each, and learning how to implement those actions is paramount to success.
Our experienced counselors can help identify and advise about these options. Many variables go into the analysis required to determine the best choices available, including understanding the situation and root causes, knowing the short and long term goals, identifying the resources available, presenting the possible solutions, and developing a plan to implement the chosen course. |
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This article details considerations when choosing a credit counseling organization. It describes counseling, budgeting, debt repayment plans, explains the differences between secured and unsecured debt, and offers questions to ask credit counseling agencies if you consider using their services.
This information was developed and published by the Federal Trade Commission (FTC). |
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Step-by-step directions and other considerations for creating and managing your own Debt Management Plan. |
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If you or someone you know is in financial hot water, consider these options: realistic budgeting, credit counseling from a reputable organization, debt consolidation, or bankruptcy. This article has a number of strategies and tips for getting back in the black. This information was developed and published by the Federal Trade Commission. |
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It's become an all-too-familiar headline and lead story - job cuts, dot.com failures, corporate restructuring and lay-offs.
If you've recently lost your job, your first thoughts may be, "how will I make ends meet." Money matters are a source of stress and frustration for many people. The Federal Trade Commission (FTC) publishes free brochures spelling out your rights when it comes to fair debt collection and credit reporting practices. |
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Five key strategies with dozens of suggestions for dealing with reduced income. |
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Debt settlement or debt negociation is a debt solution that has been promoted recently. While it falls between a debt managment plan and bankruptcy in terms of seriousness, debt settlement requires very careful consideration of the consequences before undertaking it. This article has critical information for anyone considering settlement: detailed explanation of the process and consequences as well as other options to consider. |
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